First Citizens Banks is a full-service bank offering personal and business checking and savings accounts. They offer mortgages, loans, investment and wealth management, as well as credit cards. Lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM, Friday 9:00 to 6:00 PM, closed Saturday and Sunday, with ATM service available. There is a branch office in Cape Carteret, NC, and Swansboro, NC. First Citizens Bank & Trust Company is a North Carolina state-chartered commercial bank headquartered in Raleigh, NC.

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